Today Kim Wood sent me a tweet and reminded me it is Cancer Awareness Month and make sure and spread the word. This evening in my email I recieved this important message. Rather than go through my address book I decided to share with the masses. Please I encourage you to reblog this or even forward this post to your friends and loved ones.
This disease touches so many and changes lives forever..we can do the same but in a positive way!
Help me Fight Cancer...the reality is there is a good chance someone you love will be affected by this disease. Please take the time and read this email.
You never know...by following the instructions you might save a human life!
Please tell ten friends to tell ten today! The Breast Cancer site is having trouble getting enough people to click on their site daily to meet their quota of donating at least onefree mammogram a day to an underprivileged woman. It takes less than a minute to go to their site and click on 'donating a mammogram' for free (pink window in the middle).
This doesn't cost you a thing. Their corporate sponsors/advertisers use the number of daily visits to donate mammogram in exchange for advertising.
When advertising with Superpages, you will likely be sold a free trial for a website. They basically take your business name and add a 'dot com' to the end and put up a quick template.... then the fun begins.
They register YOUR domain, and if you are lucky, they will release it back to you for $50. But you will have to fight for it!!
I have done a little research and even seen people getting billed right away for this overpriced web hosting service.
I just hate it when some supposedly legitimate business entity scams their clients like this under the guise of a free trial.
I learned of this when it happened to a friend of mine.... he couldn't imagine that anyone else would have registered his domain. Then after a quick search, we found out who owned it. The scammers at Superpages.
Now, they are stalling on the transfer.... but he had to give them $50 for the process to start. This is the classic scam of opening up a free account for you and then reusing to close it at your request.
The above is from WikipediA, the Free Encyclopedia. (does anyone use a dictionary anymore?)
Why would I be blogging about Divorce on my ActiveRain blog? No!! I am not getting divorced…. I have a life sentence with no possibility of parole!!
No, I am talking about the effects of Divorce on your credit!! And how that affects YOU in getting a home loan!!
I get all kinds of stories about divorce in my business. The one that really made me squirm was when I was going over a couple’s credit report face-to-face in my office and I asked the husband about one of his collection accounts. He dropped his head.....…. And the wife spoke: “That was his ex-wife’s account….. That she opened AFTER they were divorced”!! Holy smokes… The wife was livid. I think a little fire-ball actually shot out of her eye in my direction!!!
You see… Divorce can be ugly. And the division of assets/kids can be worse. But there is something you can do to protect yourself from the little ‘couple story’ that I described above.
Order your credit report!! Find out what is on there…. Is there some joint accounts that you don’t remember? <= The ex-spouse can still use them!!
Did you know? That divorce doesNOTcancel your contracts signed while married? So, you give him the VISA and you keep the Mastercard…. Do you realize that you are STILL RESPONSIBLE for his/her debt incurred even if it is after the divorce?
Well… YOU ARE!!!
What do we do about that?
1.Close all joint accounts (balance transfer ½ to each others new cards?!?!).
2.Check credit reports for any old open accounts that you are unaware of today.
3.Contact a Credit Expert for advice. Can be your CPA, Financial Advisor or even your Friendly Local Mortgage Banker.
Look…. This isn’t advice on your divorce… This is advice on how to protect your credit through divorce. I wish you well in these times and hope that you can follow this advice.
The e-book I have linked to you is Free to download and there is no form to fill out so that I can capture your email address or anything. Read this book…!! Understand credit…. Understand your RIGHTS!! And if you think that you have good credit and don't need this remedial reading.... Think again. Some of the worst credit I have seen has come from 'rich people'.
The DallasLoanGuy is available for Free One-On-One credit counseling for anyone willing to pay my cost of a credit report. <= One caveat is that you have to read my book first!!! <= Now, how hard is that?
I write about Texas Home Loans , live in the Dallas, TX area and lend across the entire Great State of Texas!! Subscribe to My Blog and stay informed about current lending changes!!
While I personally focus on Texas Home Loans and First Time Home Buyers.... I do lend in other areas. We are in about 46 States and adding programs to bring full service to an area near you.
