Texas Home Loan Blog: June 2007

http://www.google.com/search?hl=en&q=texas+home+loans&btnG=Search

It's true.... It's TRUUUUUUUEEEEE!!!!!!

Of course I shouldn't get too excited. That darn website bounces around from page to page. But this is my first search results to hit page 1. Heck, my AR profile usually outranked my own website.

I did a couple of tweaks to my title tags and it shot right up. I didn't realize I had them wrong until I read Suzanne Stephens' BLOG about the topic. So, I went and started poking around in my HTML to see what was up.... and it wasn't good. But it is better now and I am so excited, that I can hardly type.

Now I can get more Texas Mortgage Loan Information out to the masses. I can't wait to see if my hits go up....

And now I have got my work cut out for me..... to get more search terms up there.

I am going to be BUSY, BUSY, BUSY..... reading and applying my knowledge. It sure motivates me to actually see results.

Thing is, I have been so busy with loans lately, that I have hardly had time for marketing stuff. I guess I need to follow my own advice and MAKE TIME!!!

Did I mention that my website hit PAGE ONE OF GOOGLE?

Thanks ActiveRain!!!

And thanks to all of you guys that are sharing the good knowledge.

Off to work.... thanks for looking. ;-)

Tom Burris
DallasLoanGuy.com

Texas Home Loans 
The customer's choice for Free Texas Mortgage Information

I feel fortunate to live where I live. Plano, TX is locates in the N. Dallas suburbs in the very desirable Collin County. Driving distance to downtown Dallas. An upscale community, with many amenities.... Malls & other shopping, movie theatres, parks, great schools and safe neighborhoods. 

Plano Parks & Recreation, for example, provides wonderful facilities for the kids to play outdoor games.... like Baseball!!!

I enjoy spending time with my family and friends watching my oldest son play ball. He loves all sports and we can keep him busy year round with activities from the Plano Sports Authority. Their summer programs for kids include arts & crafts classes to karate lessons for nominal fees to residents.

<== Just look at that form. Think I might know this little guy?!?! LOL

You can visit the Plano Parks Dept here: http://www.plano.gov/Departments/parksandrecreation/ to learn more about their programs.

And if you consider moving to Plano or the Plano/Richardson area, you can get more information about the area from a great local Realtor Donna Harris with DonnaHomes.com.

Tom Burris
DallasLoanGuy.com

Texas Home Loans

This is a rant.... mostly.

I cannot tell you how may times I have received a contract that was not legible. Some of these are so bad, I could post an example and NOT have to edit out any personal information because you couldn't read it. These things look as though they have been faxed 25 times. What is going on? Where do we get these fax machines?

If you fax your contracts for signature, the fax machine shouldn't be that $69.99 Office Depot Special. There is better equipment out there.... please equip yourselves.

And please don't ask a hundred questions of your lender about why the document isn't good enough. It is a legal/binding document. Maybe a drive across town is in order?!?!?! I nearly got into an arguement with a realtor over why I couldn't use the document they delivered. <== I am a professional too, and when I say it isn't legible the correct answer is: "Oh, so sorry, I will correct that".

Don't get me started on the penmanship issues when stuff is stricken out and had written into the contract. If your penmanship is bad, get someone else to write it.

There is no room for shortcuts when the buyer/seller has this much money on the line.

Tom Burris
DallasLoanGuy.com

Texas Home Loans

When the appraiser wants to build you a 'House of Cards' Follow up to the story

Well, it seems that calmer heads have prevailed. The borrower/buyer listened to all of the advice they had been given and decided to ditch this deal. Not really sure if they were still countering offers after the appraisal issue, so I hope they get their earnest monies back.

The emotions of buying a 'house' is a lot to handle.... especially when you are in the middle of a job transfer and the trailing spouse hasn't found her job yet. Add to that the fact that this great house with all of the upgrades isn't appraising well because of the incentives being offered by the builder who just rolled into town. And you are paying fair market value for a home in a buyer's market.

I am glad the borrower made the decision that they did. Maybe they can take a few days to calm down get over the stress of this deal and start a fresh home search. The only thing I feel bad about is that rates have trickled up a little and they will be paying about 1/8th% - 1/4th% more in interest rates on the new loan. But, emotions aside, well worth it to get a better deal on the purchase!!

Tom Burris
DallasLoanGuy.com
Dallas, TX

Texas Home Loans